360° PHP Benefits Hub
STRONGER BENEFITS
THAT DON'T CHANGE YOUR TAKE HOME PAY
Putting you in control of your health.
RAISINGThe Standard in Healthcare
SEE HOW IT WORKS
Watch these short videos to understand your benefits
Oaceus 360 PHP Overview
Universal Life Insurance
VIRTUAL BENEFITS
Primary Care
$0 Copay — Included
Family coverage, no copays, and real-time access to doctors—anytime, anywhere.
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Complete Metabolic Profile
$0 Copay — Included
Identify potential health issues before symptoms arise.
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Physical Therapy
$0 Copay — Included
Virtual sessions with licensed professionals for recovery and wellness.
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Virtual Counseling
$0 Copay — Included
24/7 confidential support from master's level clinicians for anxiety, depression, and more.
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Specialist Messaging & Care Navigation
$0 Copay — Included
Message healthcare experts and get help navigating providers, bills, and second opinions.
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Primary Care
$0 Copay — Included
Family coverage, no copays, and real-time access to doctors—anytime, anywhere.
Learn MoreComplete Metabolic Profile
$0 Copay — Included
Identify potential health issues before symptoms arise.
Learn MorePhysical Therapy
$0 Copay — Included
Virtual sessions with licensed professionals for recovery and wellness.
Learn MoreVirtual Counseling
$0 Copay — Included
24/7 confidential support from master's level clinicians for anxiety, depression, and more.
Learn MoreSpecialist Messaging & Care Navigation
$0 Copay — Included
Message healthcare experts and get help navigating providers, bills, and second opinions.
Learn MorePrimary Care
$0 Copay — Included
Family coverage, no copays, and real-time access to doctors—anytime, anywhere.
Learn MoreComplete Metabolic Profile
$0 Copay — Included
Identify potential health issues before symptoms arise.
Learn MorePhysical Therapy
$0 Copay — Included
Virtual sessions with licensed professionals for recovery and wellness.
Learn MoreVirtual Counseling
$0 Copay — Included
24/7 confidential support from master's level clinicians for anxiety, depression, and more.
Learn MoreSpecialist Messaging & Care Navigation
$0 Copay — Included
Message healthcare experts and get help navigating providers, bills, and second opinions.
Learn MoreADDED PERKS
Universal Life Insurance
Portable life insurance coverage that stays with you beyond employment.
Go Lexi Pet Telehealth
24/7 video or phone consults with licensed vets for pet health, behavior, and wellness.
Pet Prescription Discounts
Save on pet medications with exclusive prescription discount programs.
PARTICIPATION
On top of all the benefits you receive, when you enroll in the 360 PHP, you'll receive preventative health education created specifically for you — simple insights to help you reduce health risks and make informed choices.
Participation is easy, takes minimal effort, and earns you a benefit credit applied to every paycheck. Just engage with the content delivered to you by email, text, or push notification.
Learn. Get healthier. Get rewarded.
HOW IT LOOKS IN YOUR PAYCHECK
New Benefits Powered by Tax Savings — No Change in Take Home Pay
Gross Wages
Your income before taxes. Gross wages remain the same before and after the plan.
Pre-Tax Deductions
Familiar deductions like Medical, Dental, Vision. You’ll see a new “Section 125 Deduction” added.
New Gross Earnings
Your adjusted taxable wages after the Section 125 Deduction—the amount your taxes are calculated on.
Tax Savings
You’ll pay less in taxes after the plan. These tax savings are the key to funding your new benefits.
Plan Costs
Tax savings fund the PHP Admin Fee and UL Premium—no additional out-of-pocket cost to you.
Participation Credit
An after-tax credit applied when you complete your weekly health education, keeping take home pay the same.
Before the Plan
There are no reimbursements.
With Oaceus
Weekly paycheck example. Your actual amounts may vary.
View Full Paycheck BreakdownNEED IMMEDIATE ASSISTANCE?
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